Click the link to download the Loan Application Form:   Fillable Loan Application Form

Character loans are extensions of funding that are granted based on factors other than the declaration of collateral.

SECURED LOAN – 8%

Must be fully secured by the members own:

• CEMCU Shares.
• CEMCU Shares and or CEMCU Fixed Deposit.
• CEMCU Shares and or Land of member.

LOAN REQUIREMENTS

Employed/Pensioner

• Two forms of valid ID
• Utility Bill (not older than 3 months)
• Evidence of Income – employed (Payslip or Job Letter – not older than 3 months)
• Evidence of Income – Pensioner (Pension Slip or bank statement)
• Supporting document for the purpose of loan

Self Employed

• Two forms of valid ID
• Utility Bill (not older than 3 months)
• Evidence of Income – (Financial Statement or Bank statement)
• Evidence of Income – Pensioner (Pension Slip or bank statement)
• Supporting document for the purpose of loan