Share Savings

The Credit Union's ability to lend is built upon the foundation of share savings.

Shares are valued at five dollars ($5.00) and the minimum shareholding of a member is twenty (20) full shares.

Dividends are earned on a share account yearly at a rate that is determined at Annual General Meetings. Average dividends paid on shares in the last five (5) years (2019 back).

Share account funds can be used as collateral for loans and allows the member full access to all benefits offered by CEMCU.